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Lorna Esson
Lorna Esson
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07799061736 info@lorna-esson.com
Mortgage & Protection Adviser — Luton

Expert
Mortgage
Advice

Securing your home with tailored mortgage solutions and expert protection advice across Luton and the UK.

35 Years ExpExpert AdviceTailored ServicePanel Access
Lorna Esson Just Mortgages
First Time Buyers· Home Mover· Remortgage· Buy to Let· New Build· Protection Advice· Luton Based· 35 Years Exp· First Time Buyers· Home Mover· Remortgage· Buy to Let· New Build· Protection Advice· Luton Based· 35 Years Exp·
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Years Experience
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Dedicated Support
0/7
Expert Guidance
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Personalised Care
Our Services

Our
Expertise

All services →
01
First Time Buyers
Expert guidance from your first questions to getting the keys to your new home.
02
Home Mover
Helping you navigate the complexities of moving home with simplicity and choice.
03
Remortgage
Reviewing your current deal to ensure you stay on the best possible mortgage path.
04
Buy to Let
Specialist advice for property investors looking to expand or manage their portfolio.
05
New Build Mortgages
Tailored support for purchasing new-build properties, including government schemes.
06
Protection Advice
Ensuring you can buy your home and keep it with comprehensive protection solutions.
Lorna Esson Just Mortgages
Locally Trusted
5-Star Rated
Why Us

Why
Trusted Lorna Esson Just Mortgages?

Protection Specialist
We help you buy your home and keep it with robust financial protection plans.
Comprehensive Panel
Access to a wide panel of lenders, including exclusive and semi-exclusive deals.
Full Liaison
We coordinate with estate agents and solicitors to ensure all deadlines are met.
Industry Veteran
Benefit from over 35 years of deep industry knowledge and market expertise.
Personalised Advice
A dedicated service that goes beyond what you can find on comparison sites.
Our Journey

Our
Method

01
Initial Consult
We discuss your financial goals, income, and property aspirations.
02
Market Search
We scour our panel of lenders to find the perfect mortgage product.
03
Application
We handle the paperwork and liaise with all parties to ensure progress.
04
Completion
Guiding you through to the final sign-off and receiving your keys.
Client Reviews

They Recommend Us

★★★★★
We’ve been using Lorna for 8 years and honestly wouldn’t go to anyone else. She helped us buy our first home, staircase from shared ownership to 100%, and remortgage twice along the way. Lorna is always professional and incredibly thorough, but also friendly and reassuring. She makes what can be a stressful process feel easy. We trust her completely. Thank you for everything, Lorna!
Louise Williams
Google review · 6 months ago
★★★★★
I can’t recommend Lorna enough she was absolutely fantastic and got us through a very stressful and complicated sale and purchase, not only was she a fantastic Morgage advisor she went above and beyond to push all other parties involved to meet our completion deadlines, I hold my hands up I wasn’t the easiest to deal with as I worried and whittled about everything but Lorna put my mind at ease so many times and dealt with things she didn’t need to just to take the pressure off me, can’t thank her enough for that. We will be clients forever now.
Tracy Hemmings
Google review · 8 months ago
★★★★★
Lorna is top class when it comes to her customers and getting them the best possible mortgage, I can not thank Lorna enough for all her advice, support and recommendations with mortgage offers plus the best deals for the insurance we needed . Highly recommend Lorna for all mortgage enquirer’s the communication is top class Thank you so much Lorna We will be back in contact when renewal is necessary Thank you Natalie X
Natalie Allen
Google review · 6 months ago
FAQ

Frequently asked questions

Lenders typically offer 4 to 4.5 times your income, depending on your credit profile.
We have access to 100% mortgage options, though 5-10% deposits often unlock better rates.
Yes, many specialist lenders offer flexible criteria for those with a lower credit score.
It is the legal process of transferring property ownership, handled by your solicitor.
Yes, we provide regulated mortgage and protection advice to the highest standards.
We can advise on the First Homes Scheme, Shared Ownership, and Help to Buy options.
About Us

Just Mortgages
Trusted Experts

With 35 years of industry experience, we provide a mortgage and protection service dedicated to your needs. We believe your journey should be one of simplicity, choice, and expertise.

We offer a level of service that cannot be obtained directly from lenders or comparison sites. We liaise directly with your estate agent and solicitor to keep the process moving.

Our commitment is to help you buy your home, and crucially, to help you keep it. We pride ourselves on delivering the highest standards of professional financial guidance.

Just Mortgages
Lorna Esson Just Mortgages
Get In Touch

Ready to get moving?
Contact us today

07799061736
07799061736
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