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Carly Sheppard
Carly Sheppard
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07769682599 info@carly-sheppard.com
Mortgage & Protection Adviser

Expert Mortgage
Advice in
Livingston

Simplified, expert mortgage and protection guidance tailored to your unique journey. We handle the paperwork, lenders, and estate agents so you don't have to.

First Time BuyersHome MoverRemortgageBuy to Let
Carly Sheppard Just Mortgages
Livingston· Murieston· Edinburgh· West Lothian· Bathgate· Expert Advice· Protection· Property· Livingston· Murieston· Edinburgh· West Lothian· Bathgate· Expert Advice· Protection· Property·
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Dedicated Support
Our Services

Our
Expertise

All services →
01
First Time Buyers
Guiding you from your first questions to getting the keys to your new home.
02
Home Mover
Professional support to make your next move as simple and stress-free as possible.
03
Remortgage
Helping you find the right deal to save money or release equity from your home.
04
Buy to Let
Expert advice for landlords navigating the buy-to-let mortgage market.
05
New Build
Specialist support for purchasing new build properties with confidence.
06
Protection
Comprehensive protection advice to ensure you can stay in your home.
Carly Sheppard Just Mortgages
Locally Trusted
5-Star Rated
Why Us

Why
Trusted Carly Sheppard Just Mortgages?

Exclusive Deals
Access to a comprehensive panel of lenders and exclusive mortgage products.
Dedicated Adviser
A personal service guiding you through every step of your mortgage application.
Full Liaison
We communicate with estate agents and solicitors to keep your move on track.
Tailored Advice
Professional guidance you cannot get from comparison sites or direct lenders.
Protecting You
We help you buy your home and provide the protection to help you keep it.
How We Work

Our
Method

01
Initial Chat
We discuss your goals, income, and affordability to find the right path.
02
Application
We handle the paperwork and submit your application to the chosen lender.
03
Coordination
We liaise with solicitors and agents to ensure deadlines are met promptly.
04
Completion
Finalising your mortgage and ensuring your protection needs are met.
Testimonials

They Recommend Us

★★★★★
I found it quite difficult to find a good mortgage broker and spoke to more than a handful before finding Carly at Just Mortgages. My situation was fairly complex as they come but Carly took everything on board and managed to secure me a mortgage for my dream forever home in less than 6 weeks. Communication was seamless, she was quick and knowledgeable and nothing seemed like too much hassle. Ive found my forever home but i wouldmt hesitate to recommend Carly to anyone. She offers an outstanding service! Thanks a million. Emma
Emma Craig
Google review · 8 months ago
★★★★★
Big thanks to Carly for helping me with my remortgage! 🙌 She made the whole thing so easy — explained everything clearly, kept me in the loop, and found me a great deal. I honestly didn’t have to worry about a thing. If you’re thinking about remortgaging or sorting a new mortgage, I’d 100% recommend giving Carly a shout. Super friendly, helpful, and just made the process simple from start to finish. 10 out of 10
Darren Tripp
Google review · 9 months ago
★★★★★
I was totally clueless about buying a house in Scotland having just arrived from South Africa but with Carly's expertise ,efficiency and professionalism we finally bought our first house in the UK. Thank you so much Carly for your help and kindness.
Alexandra da Nova
Google review · 9 months ago
FAQ

Frequently asked questions

We cover Livingston, Murieston, Edinburgh, West Lothian, and Bathgate.
Yes, we have access to specialist lenders who consider various financial histories.
We offer personal service, exclusive deals, and manage the entire solicitor process.
Yes, we provide regulated mortgage and protection advice to the highest standards.
Not always. We have access to 100% mortgage products depending on eligibility.
We can recommend trusted legal partners to ensure a smooth conveyancing process.
About Us

Just Mortgages
Trusted Experts

Founded in 2018, our office is dedicated to providing the ultimate mortgage services experience. We believe your journey should be one of simplicity, choice, and professional expertise.

We are deeply rooted in the West Lothian community. Our team understands the local market inside out and is committed to delivering the highest standards of advice for every client.

Whether you are a first-time buyer or an experienced investor, we provide a level of service that goes far beyond what you can find on a comparison site.

Carly Sheppard Just Mortgages
Carly Sheppard Just Mortgages
Get In Touch

Ready to get moving?
Contact us today

07769682599
07769682599
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